issue 02


Associated Press reports: “Older Americans lose $2.9 billion a year to fraud, according to a study last year by the National Committee for the Prevention of Elder Abuse and the Center for Gerontology at Virginia Tech. Most victims are between 80 and 89, and most are women. … A slowing down of brain function comes with normal aging, they noted. The elderly are susceptible to errors in judgment, particularly in situations where a snap decision is required. The Mayo Clinic defines ‘mild cognitive impairment’ as an ‘intermediate stage between the expected cognitive decline of normal aging and the more pronounced decline of dementia.’ ” B1 UBS is on record targeting Florida elderly, especially with dementia. Among other things but not necessarily all UBS has successfully hidden these painful UBS elderly client newsworthy incidences by purchasing advertising in high end newspapers, magazines sprinkled with political campaign contributions. UBS has developed a policy of quashing by any means necessary legal actions against it in the Palm Beach County Courthouse.


Florida Probate & Trust Litigation reports: “4th DCA just upheld a $1 million legal malpractice judgment against the law firm Gunster Yoakley & Stewart awarded to the heirs of the Gannett newspaper fortune. … In their complaint, plaintiffs asserted claims of breach of fiduciary duty, constructive fraud, civil conspiracy, negligence and unjust enrichment. … Basically, the case presented to the jury was that Gunster was disloyal to its estate-planning client in order to secretly favor J.P. Morgan. This type of allegation against a lawyer is radioactive.” B2

2-1 8_3_11 alex pers rep copy


Eunice Gardiner died July 26, 2011. Eunice’s Palm Beach Episcopal Church was not informed to notify parishioners and friends in their weekly report or death notifications. Her Episcopal Church was not informed of any service or reception plans. A few or her friends still do not know she had died. There was believed to be an intentional mixup created with another Eunice Gardiner’s recent death in Palm Beach County. Someone also started a rumor Eunice had moved to Coronado, CA. Eunice’s body was quietly shipped out of a West Palm Beach funeral home July 29, 2011. The funeral home mentioned the procedure was allegedly monitored by controversial Gunster Yoakley lawyer Hanley and under constant surveillance by the UBS salesman Mahoney. August 3, 2011 Gunster Yoakley appointed employee lawyer Alexander Woodfield as personal representative of Eunice Gardiner’s estate.

henry 1

29_11 henry


Henry Gardiner was married to Eunice Gardiner (herein Henry’s Eunice) with both residing at 5200 North Flagler Drive #605. Henry’s Eunice died April 21, 2011. Eunice the widow of Robert L Gardiner of Gardiner’s Island Family renown (herein UBS/Gunster Client) died July 26, 2011. It is alleged that the UBS/Gunster perpetrators mixed up both womens’ deaths causing confusion, especially in allegedly scrutinized Palm Beach Courthouse public record documents. It is said elderly friends of UBS/Gunster Client Eunice sent condolences and went to the funeral functions of the wrong Eunice. It is said there was confusion in the newspapers that gave notification of Henry’s wife. This was further compounded with the fact that UBS/Gunster Client had several homes and few knew her actual listed domicile. All of these matters played well into the alleged UBS/Gunster scheme of dupe and loot the Gardiner’s Island Family estate worth approximately $147,000,000. We will see how UBS salesman’s wife successfully takes over UBS/Gunster Client Eunice’s home and everything in it, including Eunice’s death bed.


UBS Palm Beach Client had his condo usurped by UBS Associate General Council Craig Darvin while the Palm Beach Client was known to be living in Europe. Darvin tells prestigious Palm Beach Alley, Maass, Rogers & Hinklay law firm: “UBS Bank USA will not, for a number of reasons, execute a release of the mortgage.” Alley Maas law firm to UBS has argued through devious means there is no mortgage. We do not know if UBS Associate General Counsel or another UBS employee is attempting to move into UBS Client condo as a UBS salesman has Eunice Gardiner’s home. UBS Associate General Counsel Craig E Darvin had the audacity or stupidity to show UBS clear intent by emailing the Palm Beach Alley Maas law firm that had registered the UBS mortgage on Client Mallard’s condo with Palm Beach County registry of deeds. UBS “will not give the domicile back under any circumstances”. UBS has thus allegedly stolen the property from elderly Client Mallard. An alerted Attorney General Eric Holder’s office will taken no action against UBS.


A UBS reliable source has conveyed the perplexing contradicting statements made by UBS Assistant General Counsel Craig Darvin. Darvin not giving up the mortgage has meant UBS CEO McCann’s office has to misrepresent the truth in order to comply with USA Federal Agencies, in particular the IRS. UBS may be liable for treble damages under the civil RICO (racketeering statute) as more contradictory UBS documents are disclosed within Gardiner Island Family and other Florida elderly estates. This seemingly small fraud bigger lie theory has expanded to entrap UBS Chairmen McCann and Weber. UBS Chairmen’s offices are again attempting to deny the undeniable.


Wikipedia reports: “Christoph Meili, a night watchman at the Union Bank of Switzerland (a predecessor bank of today’s UBS), found employees destroying archives compiled by a subsidiary that had extensive dealings with Nazi Germany, in direct violation of a recent Swiss law protecting such material. UBS acknowledged that it had ‘made a deplorable mistake’, but maintained that the destroyed archives were unrelated to the Holocaust. Meili was suspended from his job at the security company that served UBS, following a criminal investigation into whether his whistleblowing had violated bank secrecy laws.” B3 This is just sad and reprehensible. What else can be said?


Client Mallard was told by UBS Mortgage Department in Laurel, New Jersey Mark Boinavich (sp) Client Mallard’s mortgage questions had been answered and were being sent out immediately after a brief delay. Mark gave Client Mallard his UBS telephone number of 866-536-3827 to call if Plaintiff had any further questions. When Client Mallard found the answers not forthcoming, he called Mark. UBS Client Mallard was told by a receptionist she worked for a “servicing company” temporarily replacing UBS personnel that had been terminated and the documents were scattered or shredded all over the place. They said they had been called in to tidy things up a while after the terminations but there was an unlikely chance Client Mallard would ever receive any further information. A reliable UBS prior Mortgage Department source said there was an interval of time when the offices were supposedly empty. From information and belief, this was allegedly when the destruction of UBS and USA Government mortgage compliance documents occurred. UBS has allegedly become more sophisticated from the days of just covertly burning Holocaust documents in the darkness of an early Swiss morning. USA Attorney General Holder’s office will allegedly take no action.


Wikipedia reports: “UBS lost the high profile case Zubulake v. UBS (Warburg,217 F.R.D. 309 [S.D.N.Y. 2003] United States District Court Judge Shira A. Scheindlin presiding) ‘The fact that some UBS employees failed to preserve their e-mails after being instructed to do so, and that such e-mails cannot now be produced, is sufficient circumstantial evidence from which you are permitted, but not required, to conclude that the missing evidence was unfavorable to UBS.’ The jury found in favor of Zubulake on both claims and awarded $9.1 million in compensatory damages (including back pay and professional damage), and $20.2 million in punitive damages. The case was seen as a landmark in the realms of e-discovery, document retention, computer forensics, and human resources.” B4 We see, yet again, the UBS penchant for destroying documentation despite USA court orders and Swiss laws against such. It is believed UBS Obama/Holder immunity from USA Federal prosecution allows destruction of unfavorable USA court documents. This obviously irritated Judge Shira Scheindlin who could have seen this as a rehash of the alleged Holocaust document destruction by UBS. Most recently there was a burning or shredding of the UBS mortgage USA archive located in Laurel, New Jersey. These are the same UBS New Jersey lawyers cited upon numerous occasions by US Federal and State courts. These UBS New Jersey lawyers are the same Florida unlicensed New Jersey lawyers presently manipulating the Florida legal system in favor of UBS. These manipulations have contradicted the concerned good business practices elucidated by several multinational corporations. It has also caused the ire of the known internet community who safeguard transparency, especially when opaqueness is used to victimize the USA elderly.


National Review says: “a prosecutor tasked with proving a swindle — or what federal law describes as a ‘scheme to defraud’ — the crucial thing is not so much the fraud. It is the scheme. To be sure, it is the fraud — the individual false statements, sneaky omissions, and deceptive practices — that grabs our attention. … The point of showing that Obama is carrying out a massive scheme to defraud — one that certainly would be prosecuted if committed in the private sector — is not to agitate for a prosecution that is never going to happen. It is to demonstrate that there is logic to the lies. There is an objective that the fraud aims to achieve. The scheme is the framework within which the myriad deceptions are peddled.” B5

eunice portrait

Eunice Gardiner


Legal Daily reports: “when McAdam died in 2003, McAdam’s two sons claimed that Gunster Yoakley and JP Morgan ‘looted their father’s $66 million estate by charging $1.8 million in unjustified fees,’ the article continues. They also ‘accused Gunster of numerous deceptions. Among other things, they alleged the law firm never told their father that JP Morgan was one of the firm’s major clients.’ Gunster Yoakley’s attorneys, however, argued back. ‘The law firm could not be held liable for excessive fees because the brothers had never objected to them,’ says the article. ‘They also asserted that McAdam’s sons had no standing to sue and had failed to pursue available legal remedies to remove JP Morgan as trustee of the estate.’ Circuit Judge Jonathan Gerber rejected their arguments. So, Gunster appealed. But on Wednesday, when the case came before the 4th District Court of Appeals, Gunster lost and the McAdams walked away with $1.04 million.” B6 It is obvious Gunster, Yoakley & Stewart has not learned from Judge Gerber’s reprimand. In fact, at the very time Gunster was being castigated by Judge Gerber, Gunster was allegedly purging those true and correct beneficiaries considered a threat to their Gardiner Island Family Estate caper. Gunster Yoakley has now joined UBS in the same pattern of malfeasance. The Gardiner Island Family estate looting is believed to be their first caper together. This should be a Palm Beach area high value arrangement since UBS has immunity from USA Federal prosecution and Hanley/Gunster know how to maximize profits without loosing their license to practice USA Federal and Florida law.


From information and belief, the Gunster move was made to insinuate further into the thriving elderly Florida market with the continuing the Gunster/UBS alleged dupe and loot success with the Gardiner Island Family’s estate. Gunster/Hanley have been allowed to continue after being unsuccessful with their international media covered Gannett Publishing Heir scandal herein mentioned.


Charles McAdam v Gunster Yoakley on appeal Case # 4D06-1594 West Palm Beach, Florida Courthouse) reports: “Plaintiff’s (McAdam) counsel told the jury that this case is ‘like Robin hood in reverse. You steal from the rich and put it in your own pocket. That’s what these folks (Daniel A Hanley, Gunster Yoakley et al) did.’ … The court observed that stealing could or might be encompassed within a claim for breach of fiduciary duty.” B7 Hanley/Gunster are now following relatively the same scheme with the Gardiner’s Island Family estate, albeit three times the size of the McAdam targeted estate take. From information and belief Hanley/Gunster have insinuated themselves into a well known Jupiter Island elderly woman’s estate et al. We are receiving information on these and other targeted estates. Hanley/Gunster/UBS are on the radar.

hanley 3

Daniel A Hanley, Gunster Yoakley lawyer.


Time Magazine reports: “Though Belfort (Wolf of Wall Street film) wasn’t on the cover, Forbes did run a profile of him in which they called him ‘a twisted version of Robin Hood, who robs from the rich and gives to himself and his merry band of brokers.’ … Belfort laundered his money into Swiss banks using his in-laws. … His wife’s mother and aunt both helped smuggle the money into Switzerland.” B8 Hanley/Gunster have been similarly called a Florida Court officer Robin Hood: “like Robin hood in reverse. You steal from the rich and put it in your own pocket. That’s what these folks (Daniel A Hanley, Gunster Yoakley et al) did”. Will Hanley, Gunster Private Wealth Services lawyers, Gunster Yoakley will trust lawyers and UBS ever be prosecuted by USA Federal or Florida State prosecutors?


For individuals who are unsure if a lawyer has acted ethically or who are dissatisfied and wish to consider whether filing a complaint may be appropriate, The Florida Bar operates the Attorney Consumer Assistance Program (ACAP). ACAP staff, including attorneys, handle complaints and may be able to resolve problems before a complaint is filed. The ACAP telephone number is toll-free: 1-866-352-0707


Letters to the Editor:

Editor:                                                                                                                                                 If UBS has been given immunity from US law by the United States Justice Department, how come we don’t hear about them stealing more from elderly US citizens? After all, UBS certainly has immunity to steal as much as they want from US citizens. If it’s not exposed by the media, why? This should be on nightly news. Are you the only one’s talking about this horrendous theft of elderly estates by UBS? My Mother is down there in Florida. Concerned son

Our Saviors:
Alas, you’re outing the main culprit of the EVIL EMPIRE. UBS still has the gold teeth of my Holocaust family victims in their Swiss vaults. I’m spreading the word in Boca about your investigation. Some of us see they’ve put a few Jewish employees on UBS brochures but we have seen that tokenism before. Keep up the good work.
Ira from Boca Florida

Editor:                                                                                                                                               We’re elderly and use the retirement community computer to view your news for Florida elderly. All of our friends followed the McAdam family legal problem with Gunster, Yoakley and Stewart. Now we see they’re doing the same things again against the Gardiner family. Now we will read your news. We have a note on our bulletin board telling all our friends to read your news. Keep up the good work. Your elderly friends

Sir:                                                                                                                                                        This information you’re disclosing is very perturbing to our Family. We have our elderly Mother living in Palm Beach. She continues to get solicited incessantly by UBS for lunch seminars. She also has estate dealings with Gunster. This is a ticking time bomb for us. We need as much information as we can find so our Family can press our power buttons in Washington. This is a disgrace. Caring siblings

Dear Editor:                                                                                                                                         I’m an elderly widow who was sent a letter to attend a Palm Beach UBS lunch. It said there would be only high net worth people so I thought it would be nice to make new friends like me. I went in and was given a document to fill out with my personal information. I didn’t fill it out because I didn’t know if I would like what I heard. I didn’t. There were mostly elderly women like me there. We didn’t have time to talk with each other because it was controlled by two young men from UBS. When I tried to leave I found one big young man standing at the door confronting me for my personal information document. It was like I couldn’t leave until I filled it out. It was really intimidating. I have passed the word to my friends that its not the way to try to meet new friends. We are really glad you have stepped up and helped us. The little old ladies.

Editor: We thought Gunster Yoakley went out of business after the McAdam sons exposed their legal methods. Why weren’t they disbarred and shutdown for good? Why are they still allowed to pull this stuff on the elderly? Curious

Dear Editor:
Keep up the good work for freedom of the press and free speech. You’re an inspiration to all those studying Journalism. We saw your site on our school bulletin. We see you have been members of CPJ (Committee to Protect Journalists). If you need us we will willingly to assist you. Let us know if anyone attacks your newsletter, reliable sources or anything else that will interfere with your freedoms. You have our internet info.
Aspiring Journalists, College of Communications, Boston University

You are why governments should restrict the Internet. These confrontations should be left to the privacy of our courtrooms and confidentiality of lawyers, not for public venue.
Washington lawyer

Dear Readership:

One can readily see an emerging pattern of alleged malfeasance by UBS, Gunster and other perpetrators. We dwell upon these entities because of our true and correct documentation. We draw upon an accumulated 500 or so documents corroborating our present and future statements. We are impressed by our readership interest in Eunice Gardiner’s budding creation. One can see the irony of those who ignored Eunice’s original true and correct will wishes only to be exposed by her newsletter creation. This may sew the seeds for their own destruction.

We see by the above Gunster Orlando invitation they are expanding to other Florida elderly confines. This does not bode well for the Orlando elderly. Gunster does not have immunity from USA Justice Department prosecution as UBS. Gunster should hug UBS to survive in the land of the devious.

It is important that our Readership know the covert intrigues that have allowed up to now the dupe and loot of so many Palm Beach area senior citizens. We have so far shown UBS has committed similar acts in India and Brazil. We will disclose other victimized countries in do time.

Despite statements to the contrary t Gunster Yoakley & Stewart lawyer Daniel A Hanley not related to Jack & Mary Jane Hanley who founded the Palm Beach County Hanley Detoxification Rehabilitation Center in 1986. Eunice Gardiner was allegedly led to believe there was a true and correct relationship. There is none. Let the truth be known.